J. R. Digital Assets

BTC Loans* — Unlock Liquidity
Against Your Bitcoin

Access cash without selling your Bitcoin. Get a fast, confidential BTC-backed loan — keep your position, unlock your liquidity.

Get a Quote Today

Fast

Execution & Drawdown

Private

Discreet & Confidential

Global

Cross-Border Capability

How It Works

From Bitcoin Collateral
to Cash in Your Account

01

Contact Us Today

Reach out via our secure form or WhatsApp. Tell us how much liquidity you need and your BTC holdings — we respond fast and keep everything confidential.

02

We Structure Your Loan

We agree on loan amount, LTV ratio, interest rate, tenor, and repayment terms — fully customised to your situation before anything is transferred.

03

Transfer BTC as Collateral

You transfer your Bitcoin to our secure designated wallet. Once confirmed on-chain, we immediately proceed to disburse your funds.

04

Funds in Your Account

Receive your loan in USD, HKD, EUR, or other major currencies. Repay on your agreed terms and your BTC is returned to you in full.

Don't Sell — Borrow Instead

Selling BTC triggers a taxable event and ends your exposure to future upside. A BTC-backed loan lets you access the liquidity you need while keeping your position fully intact.

Who Is This For?

High-net-worth individuals, family offices, and institutional BTC holders seeking short-to-medium term liquidity without exiting their digital asset positions.

Minimum Loan Size

We work with loan requests from USD 50,000 equivalent. Larger bespoke facilities available. Contact us for a tailored quote within hours.

Common Questions

Frequently Asked Questions

What LTV ratio do you offer on BTC loans?

LTV ratios are agreed case-by-case based on loan size, tenor, and market conditions. Contact our team for a specific quote based on your BTC holdings and liquidity needs.

What happens if Bitcoin's price drops sharply?

Margin call thresholds and top-up procedures are agreed upfront as part of your loan terms. We monitor positions actively and communicate proactively — no surprises.

How quickly can I receive funds?

From first contact to drawdown typically takes a few business days, subject to KYC completion and on-chain BTC confirmation. We move as fast as you do.

Is this available internationally?

Yes. We work with clients globally. Cross-border loan structures and multi-currency disbursements are available depending on your jurisdiction.

Can I repay early?

Early repayment options are built into your loan terms. We aim for maximum flexibility — your repayment schedule should work for you, not against you.

Get Liquidity Without Selling Your Bitcoin

Speak to our team today. We'll have a tailored BTC loan quote back to you within hours — fast, confidential, and built around your needs.

Get Your Loan Quote
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J. Rotbart & Co. — Digital Assets
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